I declare today to be “National Inside The Perimeter Do Something For Yourself Day.” Hell, I’ve already done something for myself this morning…
I ordered a credit report. You thought what?!? Get your mind out of the gutter!!
Did you know that in seven states you are entitled by state law to a free credit report (hell, in Georgia you are entitled to two) every year? The Big Three credit agencies (Equifax, Experian, TransUnion) make it hard to follow up on this, but I say it’s worth the effort. If going directly to one of the Big Three is too much work for you, go to the web site www.AnnualCreditReport.com, a site set up by the Big Three in accordance with the Fair and Accurate Credit Transactions Act, to get one. Be forewarned that this method may take a little while longer than going directly to one of the Big Three.
Along with swearing that “This year I will meet ‘Ms. Right'”, getting a credit report has been an annual January task for me for some time. If you’ve never done it before you may have ‘shock and awe’ with the number of credit accounts you have open (eventhough you told those companies to close them!) as well as the number of agencies that have inquired about your credit rating. Remember that knowledge is power, so educate yourself! This is especially true if you have been turned down for credit, or are planning on taking out a loan.
Today is the nth — where ((n greater than 35) and (n less than 40)) birthday of my good friend Little Easy. Happy Birthday buddy!
And now for some ideas stolen from LiveJournal…
Current Mood – frigid
Current Music – Sirius Satellite Radio Channel 26, playing The Thrills
Current Read – nothing today (still)
Who thought that this space could be educational???